Educational tool only — not financial advice.
caniretire.uk
Money-in-your-pocket pension planning

Will your pension actually last?

You have a pot figure in mind and a retirement age on the calendar. The harder question is what actually lands in your bank each year, and whether it lasts. Most UK calculators stop the moment you retire, or quote gross numbers you cannot spend. caniretire.uk lets you plan in net income: the take-home pay you want. We work out the draw from your pot, the tax, and when state pension chips in. Then we keep modelling through drawdown, lump-sum vs phased tax-free cash, and inflation in today's money, year by year.

Drawdown
Growth through retirement
Your pot does not freeze when you stop work. We model it growing or shrinking while you draw down.
Tax strategy
Lump-sum vs phased
The 25% tax-free choice shapes your lifetime tax bill. Compare both paths side by side.
State pension
Folded in at the right age
Starts mid-drawdown and cuts what you need from your pot, at the amount you expect.
Real value
Shown in today's money
£500k in 25 years is not £500k now. Every projection shows the inflation-adjusted figure too.